The New Homeowner First 90 Days Checklist
Because closing day is just the beginning.
The first 90 days of homeownership set the tone for everything that follows. This checklist helps you get organized, stay protected, and feel confident—without the stress.
You don’t need to do it all at once. Just follow the timeline.
How to Use This Checklist
Move step by step—Week 1, Month 1, Month 3
Flag what’s urgent vs what can wait
Save documents and notes as you go
Ask for help when it makes sense (that’s smart, not lazy)
Confidence comes from clarity—not rushing.
WEEK 1: Secure, Locate, Understand
Focus on safety and orientation.
Safety & Access
☐ Change all exterior door locks
☐ Update garage codes and smart locks
☐ Locate main water shut-off valve
☐ Locate electrical panel and label breakers
☐ Test smoke and carbon monoxide detectors
Essentials
☐ Set up trash, recycling, and utility schedules
☐ Confirm mail forwarding
☐ Introduce yourself to neighbors
MONTH 1: Organize, Inspect, Plan
Get systems dialed in and create a baseline.
Systems & Home Health
☐ Replace HVAC air filters
☐ Schedule HVAC, roof, or chimney inspections (if needed)
☐ Check water heater age and condition
☐ Inspect plumbing for slow leaks
Paperwork & Records
☐ Organize warranties, manuals, and receipts
☐ Save inspection reports and closing documents
☐ Review homeowner’s insurance coverage
Comfort & Function
☐ Address small fixes noticed after move-in
☐ Identify priority upgrades or repairs
MONTH 3: Optimize, Improve, Set Routines
Think long-term and proactive.
Maintenance Rhythm
☐ Create a seasonal maintenance plan
☐ Set reminders for filter changes and inspections
☐ Review exterior drainage and grading
Efficiency & Lifestyle
☐ Evaluate energy usage
☐ Adjust insulation, seals, or smart settings
☐ Plan future upgrades or projects
Community & Local Resources
☐ Identify trusted local service providers
☐ Learn local rules, permits, and HOA guidelines
Red Flags to Address Early
Unexplained water stains or odors
Repeated breaker trips
Uneven heating or cooling
Cracks that grow over time
Early attention saves money—and stress.
New Homeowner Master Folder
Keep these together:
Closing documents
Insurance and warranty info
Inspection reports
Service provider contacts
Photos of repairs and upgrades
This makes future maintenance, resale, and insurance claims easier.
Most homeowner stress comes from not knowing what’s normal.
Once you understand your home, everything feels lighter.
Ownership gets easier when support is built in.
Need help knocking these out?
A concierge-style approach can guide priorities, answer questions, and connect you with trusted local pros—so you never feel stuck figuring it out alone.
